This Privacy Policy describes how Broker Financing Solutions ("BFS," "we," "us," or "our") collects, uses, discloses, and protects information when you visit our website, submit an inquiry, apply for financing, communicate with us, or otherwise interact with our online services.
In short: we collect information you provide, information related to your business financing request, information from service providers and financing partners, and basic website usage information. We use that information to respond to you, evaluate financing options, connect you with funding partners, service accounts, improve our website, and meet legal and operational obligations.
1. Overview
This Privacy Policy applies to information collected through this website and through other online interactions with BFS. By using our website, submitting information to us, or communicating with us online, you acknowledge that you have read and understand this Privacy Policy.
We may update this Privacy Policy from time to time. When we make changes, the updated version will be posted on this page with a revised "Last updated" date. Your continued use of our website after an update means you acknowledge the revised policy.
2. Information We Collect
We do not require visitors to provide personally identifiable information simply to browse our website. However, we may collect information when you voluntarily submit it to us, including through a contact form, quote request, financing inquiry, email, phone call, application, or other communication.
| Category | Examples |
|---|---|
| Contact information | Name, email address, phone number, mailing address, business address |
| Business information | Business name, industry, time in business, revenue, requested funding amount, intended use of funds |
| Financing information | Bank statements, processing statements, tax identification information, financial statements, tax returns, debt schedules, account and routing information |
| Owner information | Owner name, date of birth, identification details, ownership percentage, credit-related information, telephone number, email address |
| Website usage information | IP address, browser type, device information, pages viewed, referring source, approximate location, cookie and analytics data |
We may also receive information from third parties, including referral partners, financing partners, bank verification providers, credit reporting services, payment processors, business verification services, fraud prevention providers, and other vendors that help us evaluate requests or provide services.
3. How We Use Information
We may use the information we collect for business and operational purposes, including:
- To respond to inquiries and communicate with you about financing options
- To evaluate, process, underwrite, or support a financing request
- To match your business with funding partners or service providers
- To verify identity, business information, bank activity, and application details
- To service, administer, or support financing products or related accounts
- To improve our website, customer experience, marketing, and internal processes
- To detect, prevent, and respond to fraud, unauthorized activity, or misuse
- To comply with legal, accounting, tax, regulatory, and contractual obligations
We may also use information to provide you with information about BFS products or services, affiliated services, or third-party services that may be relevant to your business, where permitted by law and consistent with your choices.
4. How We Share Information
We may share information with financing partners, service providers, contractors, affiliates, technology vendors, analytics providers, verification providers, professional advisors, or other parties that help us operate our business and provide services.
Service providers and contractors are permitted to use information only for the purposes for which it was provided, or as otherwise permitted by law. We may also share information when you authorize us to do so, including when you ask us to help identify financing options for your business.
We may disclose information if required by law, subpoena, court order, regulatory request, or legal process; to enforce our rights or agreements; to protect our business, users, partners, or the public; or in connection with a business transaction such as a merger, acquisition, financing, reorganization, or sale of assets.
BFS does not sell personal information for money. We may share information with financing partners and service providers when necessary to support a financing request, provide requested services, operate our website, or fulfill business purposes described in this Policy.
5. Cookies & Tracking
We use cookies and similar technologies to operate our website, remember preferences, understand how visitors use our pages, improve performance, measure marketing effectiveness, and support a better user experience.
Cookies are small data files stored on your device. They can help identify repeat visitors, understand which pages are viewed, and improve navigation. Some cookies are necessary for the website to function, while others support analytics, marketing, or user interaction tracking.
You can control cookies through your browser settings. If you disable cookies, some parts of the website may not function as intended.
6. Security
We take reasonable administrative, technical, and physical precautions designed to protect information from unauthorized access, misuse, loss, disclosure, alteration, or destruction. Sensitive information submitted online may be protected through encryption and other safeguards.
We also limit access to personal information to employees, contractors, service providers, and authorized parties who need the information to perform specific business functions, such as responding to inquiries, evaluating financing requests, servicing accounts, customer support, security, or compliance.
No method of transmission or storage is completely secure. While we work to protect information, we cannot guarantee absolute security.
7. Your Rights & Choices
You may contact us to ask what information we have about you, request that we correct inaccurate information, express concerns about our use of information, or ask questions about this Privacy Policy.
You may also opt out of certain marketing communications by following the unsubscribe instructions in an email or contacting us directly. Even if you opt out of marketing, we may still send transactional or service-related communications when necessary.
To submit a privacy request, contact us at hello@brokerfinancingsolutions.com. We may need to verify your identity or authority before fulfilling a request.
8. California Privacy Rights
This section applies to California residents whose information is subject to the California Consumer Privacy Act, as amended by the California Privacy Rights Act. Because BFS provides business financing services, we may collect information about both a business and its owners or authorized representatives in order to evaluate financing requests and provide related services.
Why we collect information
We collect information to evaluate commercial financing requests, verify application details, connect businesses with financing options, service accounts, improve our website and customer experience, develop risk and underwriting processes, prevent fraud, and meet legal or business obligations. Without this information, we may be unable to evaluate or support a financing request.
Categories of information
The categories of information we may collect include identifiers, contact information, business information, financial information, bank activity, credit-related information, tax or entity information, internet or electronic network activity, geolocation information, and information received from referral partners, financing partners, verification services, credit reporting services, payment processors, and similar sources.
Right to know and access
California residents may request that we disclose categories or specific pieces of personal information we have collected, used, or disclosed, subject to verification and legal limitations. You may submit a request by contacting us at hello@brokerfinancingsolutions.com.
Right to deletion
California residents may request deletion of personal information we collected, subject to exceptions. We may retain information as needed to evaluate or service financing, detect fraud, comply with legal obligations, maintain records, complete transactions, support internal business uses, or otherwise act as permitted by law.
Sale, sharing, and minors
BFS does not sell personal information for money and does not knowingly collect or sell personal information of minors. We may share information with service providers and financing partners for the business purposes described in this Policy and with your authorization where required.
Non-discrimination
We will not discriminate against you for exercising privacy rights. However, if a request limits our ability to use information needed to provide services, evaluate financing, or comply with legal obligations, we may be unable to complete certain transactions or provide certain services.
9. Updates to This Policy
We may revise this Privacy Policy periodically to reflect changes in our practices, technology, legal requirements, or business operations. The updated version will be posted on this page, and the "Last updated" date will identify the most recent revision.
10. Contact Us
Questions about this Privacy Policy or our privacy practices can be directed to BFS using the contact information below.
Privacy requests and general legal inquiries may be sent to the email address above. Please include enough information for us to identify your business and respond to your request.