Small business loans for all your business needs
Simple, secure working capital with predictable payments — built to help your business move quickly when opportunity or cash-flow needs arise.
Checking your options won't affect your credit.
What is a small business loan?
A small business loan gives your business a lump sum of working capital upfront, repaid over time with fixed daily, weekly, or monthly payments. It can be used for expansion, cash-flow gaps, a new location, equipment purchases, payroll, marketing, and other business priorities.
For owners who want predictable payments, longer term options, and access to higher-dollar financing, a small business loan can be a strong fit. It gives you capital to invest now while keeping repayment structured and easier to plan around.
Broker Financing Solutions helps business owners compare options quickly, with financing starting around $5,000 and available up to $1 million depending on qualifications, revenue, and lender approval.
Straightforward financing with predictable terms
Small business loans are designed for owners who want fast capital, clear terms, and a repayment schedule they can plan around.
Fixed payments
Repay on an automatic fixed daily, weekly, or monthly schedule, depending on the option that fits your business.
Flexible term options
Loan terms may range from a few months up to several years, giving you more room to match financing to your goal.
Fast business funds
Once approved and verified, funds can be deposited directly into your business bank account quickly.
When a small business loan makes sense
A small business loan can be a strong option when you need a clear amount of capital for a defined business use and want fixed repayment terms. It is often used for expansion, equipment, inventory, marketing, hiring, renovations, or managing cash-flow gaps.
If your business is looking for higher dollar financing, longer repayment terms, or a more predictable payment structure than revenue-based products, this may be the right path to explore.
A strong fit for businesses that want:
- ✓A lump sum of working capital upfront
- ✓Fixed daily, weekly, or monthly payments
- ✓Term options that may extend beyond short-term financing
- ✓Capital for expansion, payroll, equipment, marketing, or inventory
- ✓A simple online application with advisor support
Scale your business with a small business loan
You only need a few important items to start your application.
Valid identification
A driver's license or other government-issued form of identification.
Business bank details
Your business bank account number and routing information for funding and verification.
Recent bank statements
Typically your last three months of business bank statements or account history.
Business information
Basic business details, tax ID information, and your requested funding amount.
Apply in a few minutes. Receive funds in a few days.
Easy application
Apply online or reach out to an advisor. We'll gather basic business details, statements, and your funding goal.
Review
Your application and business performance are reviewed to identify available loan options and terms.
Approval & funding
If approved, complete final verification and receive funds directly into your business bank account.
Ongoing capital
As your business grows, your advisor can help you evaluate future funding needs and additional options.
Small business loans FAQs
Small business loans with BFS
Let us help you find financing for your business' unique needs, whether you're expanding, hiring, purchasing equipment, investing in marketing, or strengthening cash flow.