Flexible financing built around your revenue — not red tape. Get a no‑obligation quote in minutes and funding in as little as 24 hours.
Checking your options won't affect your credit.
Growing a business is hard enough. Our financing flexes to fit the moment — so you can put working capital toward the opportunities that matter most.
A merchant cash advance is where most of our clients start — but we'll match you to the right product for your business and goals.
A lump sum today, repaid as a small share of your daily sales. Flexible by design — you pay more when business is busy and less when it's slow.
Revolving access up to $250,000 — draw what you need, pay interest only on what you use.
Find out more →Fixed‑term funding up to $1 million with predictable, scheduled payments.
Find out more →Lower rates and longer terms, partially backed by the government for qualifying businesses.
Find out more →Fund the machinery, vehicles, and tools your business runs on without tying up cash.
Find out more →Amounts and terms shown are illustrative and subject to approval.
A merchant cash advance, or MCA, gives your business fast access to working capital based on your future sales. Instead of a fixed monthly loan payment, you receive a lump sum upfront and repay it as a set percentage of your daily or weekly revenue.
Because repayment moves with your sales, the timeline naturally adapts to how your business is performing — a strong fit for companies with steady card sales, seasonal swings, or plenty of receivables. Qualifying is straightforward, and you can complete the whole application online in just a few minutes.
Payments are a percentage of your sales — higher on busy days, lighter on slow ones.
There's no rigid end date — the timeline follows your receivables, typically 3 to 18 months.
You'll know your total cost before you accept. No hidden fees, no surprises later.
Move the sliders to get a quick, no‑obligation estimate. It takes seconds and won't affect your credit.
Estimates are for illustration only and are not an offer of financing. Actual amounts depend on a full review and are subject to approval.
A simple, transparent process with a real advisor at every step.
Share a few details and your last three months of bank statements. It takes about ten minutes.
An advisor walks you through the offers you qualify for and helps you choose the best fit.
Once you accept, funds can land in your business bank account in as little as 24 hours.
Need more capital later? Returning clients can request additional funding right from their account.
There's no one‑size‑fits‑all in small business financing. We build relationships, not transactions — guiding you from first quote to final payment so you can focus on running your business.
No hidden fees and no fine‑print surprises. You'll see your full cost before you commit.
Work with one knowledgeable person who knows your business — not a call‑center queue.
A streamlined application and quick decisions get capital to you when you need it most.
"The whole process took three days from start to funded. My advisor explained every number and never once made me chase her down. It's the easiest financing I've ever dealt with."
"As a seasonal business, flexible payments were exactly what we needed. We pay more in our busy months and breathe easier in the slow ones. Couldn't recommend them more."
"I was turned down twice by my bank. BFS looked at how my business actually performs and had an offer to me the same afternoon. Professional and refreshingly straightforward."
Tell us a little about your business and one of our advisors will reach out with options tailored to you — no obligation, no pressure.